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0422-3165919
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+91 63792 23605
Terms and Conditions

About Us

ABOUT Creditree

Empowering rural and underserved communities through inclusive financial services

Creditree is a new generation inclusive and rural-focused financial institution leveraging cutting-edge technology to provide hassle-free, affordable credit access at customers’ convenience. Promoted by young entrepreneurs, we focus on community development and stand behind those whose desires have been unmet till today. This segment is traditionally unserved by banks. We concentrate on lower-income but potential borrowers, women entrepreneur lending, and other micro loans and micro enterprise lending, starting with unsecured loans. 
Silver Tree Care Foundation is a non-profit organization registered under Section 8 of the Companies Act, 2013

Mission
We aspire to be a leading Micro Finance Company offering range of financial products and services to low and middle-income households to improve their income and standard of living. Creditree endeavours to deliver quality services to its clients and remunerative returns to its stakeholders by maintaining highest levels of transparency and integrity.
Vision
We envision to become the most preferred financial service provider for the underserved segments of the society, providing various products and services meeting diverse requirements of the targeted clientele.
Objectives
Build layers of leadership to sustain growth and quality. Maintain high corporate governance standards Preserve Organizational values, efficiency and ethics. Adapt to the fast changing technological advancements and have world class IT backing the business.

Our Values

Commitment : Perform all activities and tasks with professionalism and enthusiasm in order to provide highest levels of customer satisfaction with optimal efficiency.
Innovation : Persevere to innovate the business processes, products and services in the best interest of clients.
Transparency : Maintain simplicity and clarity in all the activities and operations to establish high standard of fairness.
Integrity : Maintain high standards of conduct, truthfulness and honesty in all dealings, in order to honour the commitment made to our clients and organization.
5
Years of Experience

Frequently Asked Questions (FAQs)

Q1. What is the minimum and maximum limit for Creditree loan?
The minimum limit is Rs. 10,000/- and the maximum is Rs. 1,20,000/-.
Q2. What is the interest rate for Creditree loan?
Flat interest charges range between 18% to 30% per annum.
Q3. What is the repayment tenure for the loan offered by Creditree?
The repayment tenure for the loansoffered varies between 3 mon to 12 mon (1yr).
Q4. What documents are required to apply for a loan?
Aadhar Card, PAN card and 6 Month bank statement are mandatory documents. Other documents may be asked if required inorder to sanction the Loan.
Q5. Who can apply for a personal loan at Creditree?
Both salaried and self-employed applicants can apply for a loan.
Q6. What is the processing fee for Creditree loan?
The processing fee flat 2.36% on the loan amount incl 18% GST. It can be waived off based on eligibility also.
Q7. Can I preclose my loan account with Creditree?
Yes, you can preclose your loan account after paying at least 3 EMIs.
Q9. How can I avail a personal loan from Creditree ?
You can enquire the loans online via our website www.Creditree.in or call us or visit our branch.
Q10. How to contact Creditree ?
The contact number is 0422-23165919. Also Call / Whatsapp us at 6379223605. The number is operational between 9:00 a.m. to 6:00 p.m. from Monday to Saturday, except public holidays. If we are unable to attend, mail us your basic documents mentioned above to info@creditree.in , we will call back you.
Q11. What is the age limit to apply for loan from Creditree?
Applicants falling in the age group of 21 to 60 years can apply for loan at Creditree.